On Monday Commissioner Hayne made public his findings and recommendations on the Financial Services industry. His report appears measured and pragmatic, but will take time to implement. The Federal Government has said it will act on 75 of 76 recommendations. We have identified a few pertinent matters to share with you. (4 mins read)Read More
Many investors want the world to be a better place, but not at the expense of their personal financial security and lifestyle. The question then becomes: can a conscious investor help to create a better world with his or her portfolio without sacrificing returns along the way? Fortunately, the answer is yes. (6 min read)Read More
2018 was the most volatile year for global markets since 2011. We reflect on the key takeaways from the past 12 months (4 mins read).Read More
“Innovations usually begin life with an attempt to solve a specific problem, but once they get into circulation, they end up triggering other changes that would have been extremely difficult to predict.” Steven Johnson, How We Got To Now
Change always comes as a surprise, and investors need to be ready for this. (4 mins read)Read More
Sometimes when markets are experiencing volatility, it’s worth reminding ourselves that these events are a normal part of investing and do not necessarily require any action. (3 mins read)Read More
What is the purpose of financial news? Seriously, what purpose does it serve?
We have long cautioned our clients from reacting to articles they read in the Business section, and some recent articles help provide further guidance on how we absorb news [6 mins read].Read More
Temperament is critical to successful investing because markets persistently test investor discipline with long periods of volatile and/or poor performance. Warren Buffett recognised this when he said people frequently make the mistake of feeling they have do “do something” when markets are volatile.
A friend of Stewart Partners, Larry Swedroe, has more. (5 mins).Read More
It only takes a few minutes of watching the news to get the feeling that the world is heading into a tailspin.
Endless images of natural disasters, car crashes, and Royal Commissions into the ethically bankrupt fill the airwaves on a daily basis. It’s upsetting – but also certainly captivating for the average viewer.
This article talks about the challenge and benefits of thinking like an optimist rather than a pessimist, and provides some real data on how the world continues to drastically improve in slow and incremental ways to demonstrate that optimists aren’t self-deluded after all (5 mins read).Read More
New York Times columnist, author and financial planner Carl Richards has been a long-time friend of Stewart Partners and made a career out of exposing and analysing what he calls the “behaviour gap” — the gap between what you should do with your money and what you actually do.
Richards has boiled down his wisdom on wealth and happiness into a dozen of his sketches that he’s allowed us to share with you. Please enjoy (2 mins read)Read More
Investing is a long-term rewarding endeavour. Indeed, people will spend decades pursuing their financial goals. But being an investor can sometimes be complicated, challenging, frustrating, and sometimes frightening.
This article considers how our response to major events has a great impact on the outcomes we experience than the event itself, and how markets have responded to six major global events over the past 30 years (6 mins read).Read More
Once upon a time our lives were dominated by trips to the bank, the post office, call waiting and Kodak stores (remember the excitement of the 1 hour turnaround!). However today, more of our lives and activity is spent online, with a resulting large digital footprint.
But what happens to our digital footprint if we lose mental capacity or die? What will be your digital legacy and how will your loved ones deal with it?
With input from our legal panel of estate planning lawyers, this article considers how you should approach and plan for your digital legacy as part of your estate planning. (4 mins)Read More
A very good question we often get asked by clients is how do we select fund managers to include in their portfolios and why don’t we turn them over regularly? This article explores the evidence behind our process (7 mins read).Read More
We detail the key items in the 2018 Federal Budget that may impact financial strategies for clients of Stewart Partners.Read More
News out of the Hayne Royal Commission into financial services has raised concerns among many people about how they can expect to receive trustworthy, thoughtful and appropriate financial and investment advice in such a climate. (2 mins read)Read More
We’ve yet to meet a person for whom we couldn’t improve their investment experience. This article considers the Top 10 strategies every investor can adopt to enjoy a better investment experience.Read More
Investing in shares can be a rollercoaster experience. The equity markets are inherently volatile, but the reward is higher investment returns over time. This article examines the evidence of what the journey of investing in shares looks like, and over what timeframes investors can reasonably expect to be rewarded for investing in equity markets. (5 min read)Read More
Renewed volatility in markets has awoken the media from its summertime slumber. News directors drag out dated file footage of frantic traders and summon talking head experts to explain to ‘mums and dads’ what it all means. Well, what does it mean? More importantly, does it matter?Read More
Stewart Partners has prepared a summary of global market performance in 2017. (5 minute read)Read More
Ten years since the global financial crisis, global equity markets have climbed back to multi-year or record highs, causing memories of past market falls to fade. This makes it a perfect time, then, for investors and their advisers to revisit their financial fire drill for the inevitable return of market volatility somewhere in the future (6 mins)Read More
It’s never too early to start teaching children or grandchildren the value of money. With no formal training in school for personal finance children are expected to learn money management skills on their ownRead More