11 Sketches that Illustrate the Path to Financial Happiness
A Formula for Success through Major Global Events
New York Times columnist, author and financial planner Carl Richards has been a long-time friend of Stewart Partners and made a career out of exposing and analysing what he calls the “behaviour gap” — the gap between what you should do with your money and what you actually do.
Richards has boiled down his wisdom on wealth and happiness into a dozen of his sketches that he’s allowed us to share with you. Please enjoy (2 mins read)
Your Digital Legacy
Investing is a long-term rewarding endeavour. Indeed, people will spend decades pursuing their financial goals. But being an investor can sometimes be complicated, challenging, frustrating, and sometimes frightening.
This article considers how our response to major events has a great impact on the outcomes we experience than the event itself, and how markets have responded to six major global events over the past 30 years (6 mins read).
How we select fund managers to invest your wealth
Once upon a time our lives were dominated by trips to the bank, the post office, call waiting and Kodak stores (remember the excitement of the 1 hour turnaround!). However today, more of our lives and activity is spent online, with a resulting large digital footprint.
But what happens to our digital footprint if we lose mental capacity or die? What will be your digital legacy and how will your loved ones deal with it?
With input from our legal panel of estate planning lawyers, this article considers how you should approach and plan for your digital legacy as part of your estate planning. (4 mins)
2018 Federal Budget - Key Insights for Our Clients
A very good question we often get asked by clients is how do we select fund managers to include in their portfolios and why don’t we turn them over regularly? This article explores the evidence behind our process (7 mins read).
Placing Clients' Interests First
We detail the key items in the 2018 Federal Budget that may impact financial strategies for clients of Stewart Partners.
A Better Investment Experience
News out of the Hayne Royal Commission into financial services has raised concerns among many people about how they can expect to receive trustworthy, thoughtful and appropriate financial and investment advice in such a climate. (2 mins read)
The Journey of Owning Shares
We’ve yet to meet a person for whom we couldn’t improve their investment experience. This article considers the Top 10 strategies every investor can adopt to enjoy a better investment experience.
Volatility - 8 Simple Lessons
Investing in shares can be a rollercoaster experience. The equity markets are inherently volatile, but the reward is higher investment returns over time. This article examines the evidence of what the journey of investing in shares looks like, and over what timeframes investors can reasonably expect to be rewarded for investing in equity markets. (5 min read)
2017 Year in Review
Renewed volatility in markets has awoken the media from its summertime slumber. News directors drag out dated file footage of frantic traders and summon talking head experts to explain to ‘mums and dads’ what it all means. Well, what does it mean? More importantly, does it matter?
Why You Need a Financial Fire Drill
Stewart Partners has prepared a summary of global market performance in 2017. (5 minute read)
Financial management for children
Ten years since the global financial crisis, global equity markets have climbed back to multi-year or record highs, causing memories of past market falls to fade. This makes it a perfect time, then, for investors and their advisers to revisit their financial fire drill for the inevitable return of market volatility somewhere in the future (6 mins)
It’s never too early to start teaching children or grandchildren the value of money. With no formal training in school for personal finance children are expected to learn money management skills on their own
Barry LaValley presentation
With many of our clients preparing to enjoy an end of year break, we’ve pulled together a checklist of Do’s and Don’ts that we believe will help you to protect your personal information.
THE 2017 budget
People need to change their definition of retirement. It's about deciding to shift gears, a transition, not a destination.
A Year in Review 2016
With so much Superannuation Reform from last year’s budget still being worked through ahead of 1 July, unsurprisingly (and some might say thankfully) the 2017 Budget has little that impacts superannuation and retirement savings directly.
Family Loan Agreements
2016 may well be the year where we remember that surprises can and do happen!
Budget Review 2017
Many families provide financial assistance within their family group and good practice ensures that a Loan Agreement is in place. Take a look at how some recent case law might affect you.
UPDATED SUPERANNUATION REFORMS
The government has released another ‘Exposure Draft’ Bill to test public reaction to the superannuation proposals they want to legislate. A short consultation period will ensue followed by a potentially arduous passage of the Bill through parliament before finally coming into law.
Four months after the May 2016 Federal Budget was handed down, we are seeing legislation being tabled to enact the measures announced. This edition highlights the ‘version 2’ superannuation announcements.
On 23 June, the UK voted to leave the European Union (EU) after what was a long and fractious referendum campaign. In this edition we take a closer look at what it all means for investors.